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Borrow Airtime Code: MTN, Glo, 9Mobile & Airtel

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Modified On Jun 1, 2025

How to Borrow Airtime: It is normal to run out of airtime and you don’t cash to recharge at the moment. Bank recharge may fail to work due to network issue.

 

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You can borrow airtime from MTN, 9Mobile, Glo or Airtel and Pay Later (with interest). Today, I will show you the USSD Codes you can use to borrow airtime from networks in Nigeria. You can also borrow Data using these Ussd codes.

MTN Borrow Airtime Code

Dial *606# to borrow airtime from MTN.

The steps to borrowing airtime with your MTN line are as simple as ABC. With your phone just dial *606#

Then you will get a message indicating your eligibility to borrow airtime.

 


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If you’re eligible you will see instructions with serial numbers. For instance:

  1. Eligibility Status
  2. Xtra Time Balance
  3. Next

Select the number that represents what you want to do. Once, you can follow the instruction, your phone will be credited with the airtime you need.

Usually, your service provider (MTN) will charge 15% of the total value of the airtime which will be deducted on your next recharge.

How to Borrow Airtime from Glo

Dial *321# to borrow airtime from Glo

You can also borrow airtime from GLO. However, the method with GLO is a bit longer because you’re expected to add a security pin. This is done by following the steps below:

Step #1: Dial *321# then create a 4 digit pin of your choice e.g 0911

Step #2: Borrow the airtime by dialling *321*pin*amount you want to borrow#. For example: *321*0911*200#.

You will be credited with the amount you requested shortly.

Borrow Airtime from 9Mobile

Dial *665# to borrow Airtime from 9Mobile

With 9Mobile you can also borrow airtime with your mobile device. The first step is to dial *665# or dial *665*amount#

When you dial *665#, you will see several options to choose from. This is how it will appear on your screen:

  1. Get the highest amount you can borrow
  2. Choose Loan Amount
  3. Check Eligibility
  4. Check Loan Balance
  5. Deactivate Loan
  6. Activate Loan

From these options, choose the number that corresponds with your need and follow the instruction from there. Once you select the amount you want to borrow, you will be credited shortly

Airtel Code to Borrow Airtime

Dial *500# to borrow airtime from Airtel

If you use an Airtel SIM, you can borrow airtime by dialling *500*amount#. With Airtel, you can borrow up to N500 worth of airtime at a time.

Generally, borrowing airtime attracts a service charge depending on the network you’re using. Usually, the charge ranges between 10 and 15%.

For instance, MTN attracts a service charge of 15% which means you will be given an airtime of N85 if you request for N100 worth of airtime

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