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Best Students Account: GTBank Crea8 vs FCMB Flexx

Modified On Jun 8, 2025

Between Gtbank crea8 and Fcmb flexx student account which is better for Nigerian students? Both Gtbank crea8 and Fcmb Flexx accounts are cool for students.

 

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I won’t tell you which one to go for. Just go through the features of the various accounts, how to create a student account with either bank and tell me which one you have decided to settle for.

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GTCrea8 eSavers Account For Students

Life as a student presents its own unique set of challenges. You are expected to balance your academics, social life, your side hustle and your finances. GTBank understands that.

The GTCrea8 e-Savers account is an interest-bearing account designed to allow undergraduates between the age of 16 to 25 years to create and maintain a value-adding and rewarding banking relationship.

Requirements For GTCre8:

  • Duly completed application form
  • A valid means of ID i.e. School ID card or School Admission Letter along with any other form of ID card
  • One passport photograph

Why You Should Go For GTCrea8:

  • You can withdraw everything from your account
  • It is free to open
  • A trendy MasterCard
  • Payments of cheques and dividend warrants, to the sum of N100,000, into your account
  • 2.5% interest per annum on account balance
  • Access to Bank 737 services (recharge, transfer, pay bills, etc on your phone and without internet)
  • Unlimited cash withdrawals in our banking halls, ATMs within Nigeria and abroad; also cash withdrawals on ATMs abroad with MasterCard logo
  • Payment at supermarkets, shopping malls, cinemas and other outlets that have POS terminals that bear the MasterCard logo
  • Purchase of airtime, money transfers to friends, DSTV bill payments, and also perform other transactions through Internet Banking
  • Cash withdrawals in branches
  • Payment at supermarkets, shopping malls, cinemas and other outlets that have POS terminals that bear the MasterCard logo
  • Access to our cash deposit ATMs for cash lodgements or at any of our branches nationwide

For more information about GTBank GTCreat eSavers Account and how to open one, Click Here

FCMB Flexx Account For Students

Flexx account is a savings account designed for Youths between the ages of 16 to 30. The Flexx account is designed to provide banking solutions to youths with fun, service and the future as the cornerstone. This account is a naira denominated account.

Requirements To Open FCMB Flexx:

  • Completed account opening form/ Online account opening platform
  • 1 passport photograph
  • Student ID or Appropriate document issued by school for the current session or academic year.

Why choose the Flexx Account?

  • ₦1,050 opening balance
  • Allows lodgment of dividend warrant of up to ₦20,000
  • Zero Minimum operating balance
  • Free E-mail transaction notifications
  • Free monthly electronic statements
  • Branded MasterCard debit card
  • Entrepreneurship/Employability Forums
  • Interest on savings
  • Access to Internet/Mobile banking

For more information about GTBank GTCreat eSavers Account and how to open one, Click Here

What’s your take? Let me know how you feel using the comment box below and don’t fail to share with friends using the buttons.

 


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